KarmaLifeAI - Bangalore, India

KarmaLifeAI is an AI-driven digital platform that provides financial assistance to blue-collar gig workers and micro-business owners. Through partnerships with digital platforms, the company offers real-time access to credit based on the user's payroll account. As an interest-free subscription model, a flat fee can be paid to access credit up to one-third of the user's monthly income. Furthermore, KarmaLifeAI utilizes alternative data points and payment behavior to increase credit lines for these workers over time.